About CMS 

The Capital Maximization Strategy (CMS) is the flagship from which all premium financing programs have evolved from within the life insurance industry.  Our unique experience in premium financing allows us to design, communicate, and maximize the inherent product flexibility allowing CMS to be effectively coordinated with all types of estate or business planning platforms.

The CMS program continues to be nationally recognized as the largest and longest running premium finance program in the insurance industry. CMS has benefited large corporations, as well as affluent families and individuals nationwide.

Over the past eleven years, ten major insurance carriers have endorsed & licensed the CMS strategy. Through CMS, more than $24 billion of life insurance coverage has been placed in force and over $2.3 billion of premium financed.

To assist in the distribution of knowledge, experience, and case design a newly formed entity was created to promote CMS to the financial markets.  Succession Capital Alliance (SCA) was formed to address this void in the understanding and communication of life insurance within the insurance industry using the CMS model.

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