Questions and Answers 

Q1. Who is the lender?

Q2. Why A.I. Credit, and not other lenders?

Q3. What type of credit verification is needed for loan eligibility?

Q4. What is considered sufficient collateral to bind the loan?

Q5. How long will it take to secure the loan?

Q6. Can the loan be called?

Q7. When will the loan mature?  

Q8. What about future premium loans, must the borrower re-qualify each year?

Q9. When is the interest payable?

Q10. What is LIBOR?

Q11. Is the interest rate variable or can the rate be fixed?

Q12. How does LIBOR compare to PRIME?

Q13. Does a Personal Guarantee for the loan made to the Irrevocable Grantor Trust constitute a completed gift?

Q14. Does a Personal Guarantee constitute an "incident of ownership" under IRC Sec. 2042?

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